Enrich Your Platform
With Embedeed Investing
Enhance your offering by allowing your clients to invest via your platform. Let us handle the technical and regulatory hassle, so you can focus on what you do best
Schedule a DemoWhat is Investment
as a Service?
Many digital companies want to offer investing, but entering the world of financial markets is cumbersome. One needs a broker license, regulatory know-how and complex systems for trading and reporting. At Finax, we can simplify this by providing you with our licence, systems and expertise, allowing you to focus on enhancing your customer experience.
Why choose us?
Faster
Reduce your time to market to 6-12 months by not having to obtain the license, build a trading platform, and expand your own backoffice.
Reduce your time to market to 6-12 months by not having to obtain the license.
Cheaper
We offer this service for a fraction of the costs that were needed to develop the products we are offering for lease. We are able to provide our partners with a tailored pricing structure that would be in line with the current business model and expected IaaS revenue stream.
Contact UsFlexible
Our trading system has been developed to accommodate any trading frequency, payout distribution, or fee structure, enabling you to adjust your product according to the needs of your clients. It is tailored to suite different taxation regimes across the EU to optimize capital gain taxes, dividend tax, advance lump sum taxes or any local tax allowances and advantages.
Contact UsScalable
Our product can handle large trading volumes, enabling you to grow without technical constraints. In addition to investment products, we can help you scale by expanding into pension products, available across the entire EU through our PEPP infrastructure.
Contact UsExperience
We have been developing our own robo-advisory platform over the last 7 years, having hands-on experience with all the struggles and issues that come with offering investment products. Because our operations rely on the systems you will be using, we design and maintain them as if we were doing it for ourselves.
Contact UsSupport
During onboarding and over the course or business, we will provide you with a tailored compliance, legal, product and sales support. We’re experts on financial markets, client education, investing, and personal finance. That’s why we can help you set up your portfolio and educate your team, even if you have little prior experience with financial markets.
Contact UsWhat you can get?
Our platform provides a comprehensive range of services encompassing all key aspects of the client
investment journey. Finax assures seamless experience for the you and your customers.
Onboarding & KYC
We have developed a user-friendly process that reduces drop-off. We partner with the leading KYC provider in the EU, Onfido
Front End
Our platform is fully white-labeled. We can customize it to match your brand, making the product entirely yours
Fullstack Development
Our API enables seamless integration, offering full customization and easy connection to your existing infrastructure.
Portfolio Management
Our platform provides customizable portfolio management, automated trading, and rebalancing for optimal performance.
Compliance & Taxes
Ensuring regulatory adherence, the system automates tax withholding and reporting, adapting to legal requirements.
Custody & Execution
We’ve partnered with KBC Bank to provide asset custody and trading, ensuring that your client’s funds are stored safely and managed efficiently.
Solution for every industry
Companies which have the greatest potential to benefit from our solution.
Are you a financial intermediary seeking to differentiate your offer by providing the clients with your own managed portfolios? IaaS got you covered! Stand out from the competition and differentiate your revenue sources by introducing your own portfolios without the need to undergo the lengthy and costly process of obtaining a license and developing a trading system.
When looking for an ideal bank, people are looking to find a complex package of financial services beyond account maintenance and a payment card. One way to offer them a full range of financial services in one place is to add the possibility to invest within your app. Whether you’re seeking to provide your clients with a Pan-European Personal Pension Product (PEPP), diversified passive portfolios, or a safe money-market portfolio reflecting the current interest rates, Finax can help you launch that feature quickly and cheaply.
Do you allow your clients to perform efficient money transfers or top up their accounts and pay for specialized services, such as parking tickets? Your clients might surely appreciate the option to earn some extra interest on the funds that are lying in their accounts. Finax can help you construct a portfolio that replicates the current elevated interest rates and launch that feature as fast as possible.
Have you always dreamed of offering a modern pension product to your clients but struggled to get a licence? The Pan-European Personal Pension Product (PEPP) is a new, modern, EU-wide pension solution that can be offered by banks, insurance providers, brokerage companies, mutual funds, AIFs, or IORPs. As the first European PEPP provider, we have the know-how to help you start offering pension products within months. We are the first to offer PEPP through a Pension-as-a-Service model.
As a company that has financial education at the core of its values, we are delighted to see the emergence of platforms that offer courses related to finance and investing. If you are one of them, you can take the educational experience of your clients to another level by letting them try investing in ETFs, stocks, bonds, or your own portfolios directly on your platform.
These companies provide investments into a wide range of possible assets like real estate, private equity, or precious metals. As with any good investment, your clients might be looking to diversify their portfolios by holding a portion of their funds in other diversified asset classes like ETFs. Since this feature is not a core product worth burning a lot of your time and money, Finax’s IaaS is an optimal solution.
Whether you are raising money for environmental projects or local start-ups, your clients might appreciate the option to diversify their portfolios or earn interest through money-market portfolios on funds waiting to be invested in future projects. You can stand out from your competitors by including these valuable features directly in your offering.
These helpful apps assist their users with expense categorization, budget tracking, or financial planning. However, it is often challenging to monetize them with a safe profit margin. One of the ways to ensure a stable stream of revenue separate from subscriptions would be to offer investing into diversified portfolios or money-market products directly in your app. You can then help users track whether they are maintaining a sufficient saving rate!
See for Yourself
In 4 month
4 month to go live with a new product for SMEs clients
AuM growth
72% AuM growth in the first quarter since we moved to Finax
Retail users
20% of UnitPlus retail users use UnitPlus card as primarily payment instrument
Finax brings together an exceptional team, deep expertise, and a robust technology platform, making it seamless for us to grow and scale UnitPlus.
We particularly appreciate their pragmatic and professional approach to launching new products, which continuously enhances the user experience on our platform.
In 4 month
daily rebalancing for over 20k ETF portfolios
AuM growth
approx. 50k transactions a week
Retail users
Up to 500 new onboardings per week
ETFmatic system was an important addition to Aion/Vodeno BaaS offering. Similarly to other products on the Vodeno Cloud Platform, all of its functionalities were accessible through an API integration and it had been used in a number of different B2B partnerships in several locations in Europe - ranging from Finland to Spain. In total, more than 100k end clients from mainly Belgium, Germany, Poland and Spain were onboarded to the platform and several different portfolio management strategies were deployed. Following change of our strategy we have decided to sell the whole business clients (assets and technology) to Finax.
Check out those Numbers
Schedule a demo
Do you want to learn how IaaS could help expand your business specifically? Lets contact us!