Enrich Your Platform
With Embedded Investing

When looking for an ideal bank, people are looking to find a complex package of financial services beyond account maintenance and a payment card. One way to offer them a full range of financial services in one place is to add the possibility to invest within your app. Whether you’re seeking to provide your clients with a pan-European Personal Pension Product (PEPP), diversified passive portfolios, or a safe money-market portfolio reflecting the current interest rates, Finax can help you launch that feature quickly and cheaply.

Do you allow your clients to perform efficient money transfers or top up their accounts and pay for specialized services, such as parking tickets? Your clients might surely appreciate the option to earn some extra interest on the funds that are lying in their accounts. Finax can help you construct a portfolio that replicates the current interest rates and launch that feature as fast as possible.

Have you always dreamed of offering a modern pension product to your clients but struggled to get a licence? The pan-European Personal Pension Product (PEPP) is a new, modern, EU-wide pension solution that can be offered by banks, insurance providers, brokerage companies, mutual funds, AIFs, or IORPs. As the first European PEPP provider, we have the know-how to help you start offering pension products within months. We are the first to offer PEPP through a Pension-as-a-Service model.

As a company that has financial education at the core of its values, we are delighted to see the emergence of platforms that offer courses related to finance and investing. If you are one of them, you can take the educational experience of your clients to another level by letting them try investing in ETFs, stocks, bonds, or your own portfolios directly on your platform.

These companies provide investments into a wide range of possible assets like real estate, private equity, or precious metals. As with any good investment, your clients might be looking to diversify their portfolios by holding a portion of their funds in other diversified asset classes like ETFs. Since this feature is not a core product worth burning a lot of your time and money, Finax’s IaaS is an optimal solution.

Whether you are raising money for environmental projects or local start-ups, your clients might appreciate the option to diversify their portfolios or earn interest through money-market portfolios on funds waiting to be invested in future projects. You can stand out from your competitors by including these valuable features directly in your offering.

These helpful apps assist their users with expense categorization, budget tracking, or financial planning. However, it is often challenging to monetize them with a safe profit margin. One of the ways to ensure a stable stream of revenue separate from subscriptions would be to offer investing into diversified portfolios or money-market products directly in your app. You can then help users track whether they are maintaining a sufficient saving rate!